With Bizum, you can provide your donors with a much more agile payment method, allowing them to pay through their mobile phones.
❗ To set up Bizum in your campaign, you'll need a Redsys virtual POS.
1. Important info about Bizum as an integrated payment method in Stocrowd.
There are different ways to use BIZUM.
Directly by assigning a 5-digit code through the BIZUM APP, under the "Make a donation" option. This option has no cost for either the donor or the receiving organization. While this code can be mentioned in the campaign, donations will not be recorded in StockCrowd, and donor data will not be captured. It's equivalent to providing a bank account number for donors to make transfers..
As another type of merchant charge. In this case, it involves enabling the option for a merchant to receive payments through BIZUM, in addition to credit cards. This option is open to any legal entity, not just donations, and it incurs a cost. This is the option integrated with our software, where we record all payments and donor information.
2. I already use Redsys for my Stockcrowd campaigns
If you already have Redsys set up as a payment gateway for your Stockcrowd campaigns, you'll need to contact your bank and request the addition of Bizum as a payment method on your virtual POS.
Once the bank activates it, it may take up to a week for the change to take effect.
To set up Bizum in our BackOffice, simply activate this option within your Redsys configuration. To do this, go to your campaign > Configuration > Payment Gateways > Redsys > Allow payments with Bizum.
3. I don't use Redsys as a payment gateway
If you use a payment gateway other than Redsys in your campaigns, activating Bizum will require you to set up a Redsys virtual POS.
You'll need to request this from your bank. Ensure that they include Bizum as a payment method in the virtual POS you are setting up.
Here is a guide on how to configure this payment gateway step by step.
Once you have configured Redsys in your campaign, activate the Bizum option in our BackOffice.
If you don't want to have Redsys as the main payment gateway but still want to use Bizum, leave the Radiobutton unselected for Redsys and use it for the main payment gateway, for example, Stripe, Braintree, etc. Although the radiobutton is not selected, Bizum will work as long as Redsys is configured and the Bizum option is selected.
4. Donor payment process with Bizum
Once the donor has chosen the donation amount and filled in their details, they will choose from the available payment methods.
Once Bizum is selected, it will take them to the Redsys payment environment where they need to enter their phone number and Bizum password.
After entering the phone number and password, they will receive a code that they need to input.
And that's how simple it is to pay with Bizum!